中国汽车与保险大数据发展报告（2024）
中文摘要
大数据作为数字时代的新型生产要素，正逐渐取代传统生产要素，成为推动产业创新、提升生产效率、打造新质生产力的重要力量。汽车行业和保险行业作为国民经济的两大支柱产业，在数字经济的浪潮下进入发展与挑战并存的时期。一方面，数据要素在汽车新四化和保险数字化创新发展中扮演重要角色；另一方面，数据安全、互通共享机制不健全等问题也阻碍了行业快速发展。
在此背景下，本书以“数据要素×赋能汽车与保险行业发展”为主题，围绕汽车与保险两大行业的数字化发展趋势，剖析数据要素在推动汽车与保险行业发展中的重要作用，打造典型应用场景，发挥数据要素在高质量发展阶段的核心驱动功能，塑造发展新动能，为新时代新质生产力的形成建言献策。
全书包括总报告、基础篇、汽车行业应用篇、车险行业应用篇、展望篇5个部分。
基础篇从数据供给、区域流通、安全管理三个方面介绍数据要素开发的实现基础。数据供给围绕汽车行业数字化转型发展与车险行业整体数据及分析展开，区域流通介绍地方数据交易制度体系与成熟案例，安全管理从数据要素开发过程中安全技术和资产管理进行分析。
汽车行业应用篇与车险行业应用篇基于已有数据要素的研究分析，分别从汽车行业产品、市场、售后等细分领域和车险行业分险种、分车辆类型等角度的应用分析进行介绍。
展望篇围绕产业融合、绿色低碳、车电分离等发展新趋势，探讨新能源汽车产业链与保险融合发展方向，推动产品、技术、商业模式等方面相互赋能，提出针对数据要素应用的创新性建议和策略，为行业的未来发展提供决策支持和方向指引。
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总报告
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基础篇
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汽车行业应用篇
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车险行业应用篇
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展望篇
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