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数字金融发展的经济效应研究

书 名: 数字金融发展的经济效应研究
英 文 名: Research on The Economic Effect of the Development of Digital Finance
作 者:  徐璋勇强以晨
I S B N: 978-7-5228-0522-1
关 键 词:  数字经济 数字金融 产业结构
出版日期: 2022-11-01

中文摘要

数字金融作为一种新型金融业务模式,虽然其金融属性及金融功能并未发生根本改变,但其以普惠性、智能技术融合性、金融服务的低成本性、监管的复杂性等特征与传统金融模式相区别。正是这些特征的存在,其快速发展无论对宏观经济金融体系,还是对微观经济运行,均会产生巨大且深刻的影响。基于此,本书在对数字金融发展进行理论分析的基础上,以专题研究的形式,分别从宏观经济、企业发展、商业银行运营、居民收入消费四个方面,对数字金融发展的经济效应及其作用机制进行了理论分析及实证研究,期望对数字金融发展的相关研究起到推进作用。

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