您好,欢迎来到皮书数据库! | 皮书网首页
登录|注册 |无障碍阅读
国家知识资源服务中心 CARSI
您现在所在的位置:首页 > 书籍

广东金融科技发展报告(2018)

书 名: 广东金融科技发展报告(2018)
英 文 名: ANNUAL REPORT ON GUANGDONG’S FINTECH DEVELOPMENT (2018)
作 者:  黄国平 唐军 胡志浩 潘瑾健
I S B N: 978-7-5201-1786-9
关 键 词:  地方金融 科技发展 研究报告 广东 2018
出版日期: 2017-12-01

中文摘要

金融科技与互联网金融是对传统金融的有益补充,其不仅提高了金融的效率和创新能力,同时也为普惠金融、民主金融以及金融扶贫提供了强有力的技术支撑。广东省作为我国金融科技与互联网金融发展主要聚集地,形成了由P2P网贷平台、众筹融资、互联网支付、互联网保险、互联网理财以及大数据征信、金融云平台等业态组成的金融科技与互联网金融格局。金融科技与互联网金融是金融与科技深度融合的探索和创新实践,金融是金融科技和互联网金融的核心,而技术进步则是金融科技和互联网金融发展的重要保障。广东省金融科技和互联网金融创新发展的技术基础强,尤其是在一系列金融科技和互联网金融的关键核心技术发展方面,广东省实施的长期规划实现了较好的产出。

行业产业的发展成功不仅是从业机构、投资机构和地区政府等主体的共同努力,在很大程度上也是地区综合资源的优势所致。具有区位优势的地区发展特定行业产业可以充分综合地利用地区各项资源,借助地理位置的优势不仅有助于引进先进企业和先进技术服务行业创新,也有助于扩大服务市场实现行业规模的快速增长。广东省独特的区位优势为金融科技和互联网金融的国际国内交流提供了极大便利,同时也为金融创新领域机构提供了庞大的市场需求。目前,广东省金融科技与互联网金融行业已经诞生了一批知名企业和大型企业,并形成企业集聚。

广东省在鼓励互联网金融发展的过程中,特别重视互联网金融行业风险的防范,以规范各类互联网金融业态,净化金融生态环境,优化市场竞争秩序,扭转互联网金融某些业态偏离正确创新方向的局面,遏制互联网金融风险案件高发频发势头,建立和完善适应互联网金融发展特点的监管长效机制,实现规范与发展并举、创新与防范风险并存,促进广东省互联网金融健康可持续发展,有效维护经济金融秩序和社会稳定。

紧随全国范围内互联网金融风险专项整治工作的开展,广东省按照国家要求部署,迅速组织制定《广东省互联网金融风险专项整治工作实施方案》及各分领域相关专项整治方案,明确了互联网金融风险专项整治的工作目标、原则、重点整治问题、整治措施、职责分工和进度安排,要求采取“严格准入管理、坚持分类治理、强化资金监测、建立举报奖惩与黑名单制度、加大整治不正当竞争工作力度、加强内控管理、完善技术手段”等措施,集中力量对P2P网络借贷、股权众筹、互联网保险、第三方支付、通过互联网开展的资产管理及跨界从事金融业务、互联网金融领域广告等重点领域进行整治。同时,在及时总结经验的基础上,主动加强与国家有关部门的协调沟通,建立健全广东省互联网金融监管长效机制。

随着广东省互联网金融专项整治深入推进,行业加速进入“优胜劣汰”的洗牌期,行业竞争日益激烈,在整体风险趋于减缓的情况下,行业与平台分化却日趋明显。一方面,诸多行业领先企业和平台加快引进金融风险分析及决策管理技术,旨在加强风控能力,提升经营效率;另一方面,众多“草根”平台,由于缺乏专业的经营管理经验和必要的风险控制手段,正在加速离场。总体而言,广东金融科技与互联网金融行业发展,相较于北京、上海等地区,仍然表现出“多”而不“强”的特征。目前,广东社会信用和征信体系还有待进一步完善,金融科技与互联网金融生态环境有待进一步提升。

<<
>>

文章列表

CommonID:DIR_50435294,ID:9223210,SiteID:14,Type:formerAidText,Code:null,ParentId:0,InnerCode:338668,name:《广东金融科技发展报告(2018)》编委会,ShortName:,SubName:,EnTitle:null,EnShortTitle:null,EnSubTitle:null,Level:0,BookId:9223168,AbstractCH:null,AbstractEN:null,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223208,Fileref:null,OrderFlag:0,IsLeaf:Y,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:null,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:54.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:《广东金融科技发展报告(2018)》编委会,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:《广东金融科技发展报告(2018)》编委会,_RowNo:1
CommonID:DIR_50435295,ID:9223214,SiteID:14,Type:formerAidText,Code:null,ParentId:0,InnerCode:338669,name:主要编撰者简介,ShortName:,SubName:,EnTitle:null,EnShortTitle:null,EnSubTitle:null,Level:0,BookId:9223168,AbstractCH:null,AbstractEN:null,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223213,Fileref:null,OrderFlag:0,IsLeaf:Y,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:null,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:54.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:主要编撰者简介,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:主要编撰者简介,_RowNo:2
CommonID:DIR_50435296,ID:9223218,SiteID:14,Type:formerAidText,Code:null,ParentId:0,InnerCode:338670,name:主编单位简介,ShortName:,SubName:,EnTitle:null,EnShortTitle:null,EnSubTitle:null,Level:0,BookId:9223168,AbstractCH:null,AbstractEN:null,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223217,Fileref:null,OrderFlag:0,IsLeaf:Y,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:null,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:54.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:主编单位简介,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:主编单位简介,_RowNo:3
CommonID:DIR_50435297,ID:9223222,SiteID:14,Type:formerAidText,Code:null,ParentId:0,InnerCode:338671,name:支持单位简介,ShortName:,SubName:,EnTitle:null,EnShortTitle:null,EnSubTitle:null,Level:0,BookId:9223168,AbstractCH:null,AbstractEN:null,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223221,Fileref:null,OrderFlag:0,IsLeaf:Y,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:null,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:54.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:支持单位简介,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:支持单位简介,_RowNo:4
CommonID:DIR_50435298,ID:9223226,SiteID:14,Type:formerAidText,Code:null,ParentId:0,InnerCode:338672,name:摘要,ShortName:,SubName:,EnTitle:null,EnShortTitle:null,EnSubTitle:null,Level:0,BookId:9223168,AbstractCH:null,AbstractEN:null,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223225,Fileref:null,OrderFlag:0,IsLeaf:Y,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:null,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:54.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:摘要,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:摘要,_RowNo:5
CommonID:DIR_50435299,ID:9223230,SiteID:14,Type:formerAidText,Code:null,ParentId:0,InnerCode:338673,name:序言,ShortName:,SubName:,EnTitle:null,EnShortTitle:null,EnSubTitle:null,Level:0,BookId:9223168,AbstractCH:null,AbstractEN:null,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223228,Fileref:null,OrderFlag:0,IsLeaf:Y,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:null,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:54.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:序言,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:序言,_RowNo:6
CommonID:DIR_50435315,ID:9223234,SiteID:14,Type:part,Code:null,ParentId:0,InnerCode:338674,name:总报告,ShortName:,SubName:,EnTitle:General Repor,EnShortTitle:,EnSubTitle:,Level:1,BookId:9223168,AbstractCH:,AbstractEN:,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223233,Fileref:null,OrderFlag:0,IsLeaf:N,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:b120171201X20174982001_001,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:54.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:总报告,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:总报告,_RowNo:7
CommonID:DIR_50435354,ID:9223238,SiteID:14,Type:part,Code:null,ParentId:0,InnerCode:338675,name:行业发展篇,ShortName:,SubName:,EnTitle:Industry Development,EnShortTitle:,EnSubTitle:,Level:1,BookId:9223168,AbstractCH:,AbstractEN:,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223236,Fileref:null,OrderFlag:0,IsLeaf:N,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:b120171201X20174982001_002,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:55.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:行业发展篇,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:行业发展篇,_RowNo:8
CommonID:DIR_50435402,ID:9223242,SiteID:14,Type:part,Code:null,ParentId:0,InnerCode:338676,name:互金生态及专项整治篇,ShortName:,SubName:,EnTitle:Internet Finance Ecological Environment and Its Remediation,EnShortTitle:,EnSubTitle:,Level:1,BookId:9223168,AbstractCH:,AbstractEN:,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223241,Fileref:null,OrderFlag:0,IsLeaf:N,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:b120171201X20174982001_003,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:55.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:互金生态及专项整治篇,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:互金生态及专项整治篇,_RowNo:9
CommonID:DIR_50435503,ID:9223247,SiteID:14,Type:part,Code:null,ParentId:0,InnerCode:338677,name:专题报告篇,ShortName:,SubName:,EnTitle:Special Reports,EnShortTitle:,EnSubTitle:,Level:1,BookId:9223168,AbstractCH:,AbstractEN:,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223245,Fileref:null,OrderFlag:0,IsLeaf:N,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:b120171201X20174982001_004,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:55.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:专题报告篇,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:专题报告篇,_RowNo:10
CommonID:DIR_50435544,ID:9223250,SiteID:14,Type:part,Code:null,ParentId:0,InnerCode:338678,name:应用案例篇,ShortName:,SubName:,EnTitle:Application Cases,EnShortTitle:,EnSubTitle:,Level:1,BookId:9223168,AbstractCH:,AbstractEN:,KeyWords:null,EKeyWords:null,SubjectWords:null,LiteratureId:9223249,Fileref:null,OrderFlag:0,IsLeaf:N,PubDate:null,FindDate:null,IssueDate:null,DocType:null,ProductSeries:null,Doi:null,InstanceID:0,MinNodeSearch:null,XmlID:b120171201X20174982001_005,Prop1:null,Prop2:null,Prop3:null,prop4:null,AddUser:wanghan,AddTime:2017-12-18 15:11:56.0,ModifyUser:Admin,ModifyTime:2023-11-03 16:00:16.0,HitCount:0,ShowType:putong,LogoID:0,PdfID:0,DownCount:0,AuthorInfos:null,BookPublishDate:2017-12-01 00:00:00.0,SearchTitle:应用案例篇,ISBN:978-7-5201-1786-9,BookTitle:广东金融科技发展报告(2018),BookStatus:7,AllowDownload:Y,BookVersionNum:null,researchorg:null,CopyRightDate:null,ExcellentPeriod:null,PrizeLevel:null,IsExcellence:null,ContentClass:null,IsDisabled:N,SearchTitle_2:应用案例篇,_RowNo:11
相关图书
引文
×