On November 12，2010，as one of the most important financial reform measures after the financial crisis，the new capital regulation Basel Ⅲ of the global banking industry was adopted on the Seoul Summit held in South Korea. The new regulation proposed stricter bank capital standards，liquidity ratio standards，etc.，required the banks to meet relevant requirements in the Basel Ⅲ reform scheme phase by phase and step by step，and also proposed a series of reform measures for enhancing the “systematically important” financial institutions. The regulatory scheme aiming to eliminate the pro-cyclical effect of the global financial system so as to improve the capability of the banking system to respond to shocks will surely have long-termed，direct or indirect impact on the banking industry，the financial market and the economic growth mode.