中国金融监管报告（2025）

《中国金融监管报告（2025）》作为国家金融与发展实验室金融法律与金融监管研究基地的系列年度报告，秉承“记载事实”、“客观评论”以及“金融和法律交叉研究”的理念，系统、全面、集中、持续地反映中国金融监管体系的现状、发展和改革历程，为金融机构经营决策提供参考，为金融理论工作者提供素材，为金融监管当局制定政策提供依据。

《中国金融监管报告（2025）》主要由“总报告”、“分报告”和“专题研究”三部分组成。总报告着力深化对中国数字金融发展与监管的研究，数字金融已经从1.0时代迈向2.0时代，区块链和人工智能等典型技术创新可能会催生金融服务实体经济新范式，同时也可能会在网络安全与技术、市场、消费者权益保护、金融数据开放、金融监管等方面带来多重风险与挑战；回顾欧美主要发达经济体的数字金融监管实践，中国应更加注重技术创新应用、数字资产、数字金融生态体系建设等领域的研究和探索，进一步完善数字金融发展体系，有效统筹创新与监管，保障金融体系稳定和安全。总报告还对2024年中国金融监管领域发生的重大事件进行系统总结、分析和评论，并对2025年中国金融监管发展态势进行预测。分报告具体剖析了2024年中国银行业、证券业、保险业、信托业以及外汇领域监管的进展，呈现给读者一幅中国金融监管全景路线图。专题研究部分以系统性金融风险观察为核心，对我国金融风险进行总体判断，着力分析重点领域风险的演进状况。同时，对当前中国金融监管领域重大问题进行了深入分析，主要涉及金融法治建设、地方债务管理、绿色金融风险及其监管、公共数据使用、量子计算前沿进展、加密资产法律规制等方面。

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总报告

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分报告

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专题研究

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书名：	中国金融监管报告（2025）
英文名：	ANNUAL REPORT ON CHINA’S FINANCIAL SUPERVISION AND REGULATION （2025）
作者：	王朝阳主编; 范云朋副主编;胡滨顾问
I S B N：	978-7-5228-5617-9
丛书名：
关键词：	金融监管数字金融金融风险
出版时间：	2025年07月