中国“三农”互联网金融发展报告（2016）
| 书 名： |
中国“三农”互联网金融发展报告（2016） |
| 英 文 名： |
ANNUAL REPORT ON THE DEVELOPMENT OF “TRI-AGRICULTURE” INTERNET FINANCE IN CHINA （2016）
|
| 作 者： |
李勇坚 王弢 |
| I S B N： |
978-7-5097-9544-6 |
| 丛 书 名： |
“三农”互联网金融蓝皮书
订阅
|
| 关 键 词： |
互联网络 应用 农村金融 研究报告 中国 2015 |
| 出版日期： |
2016-08-01 |
中文摘要
近年来，随着互联网在中国的快速普及，以物联网和云计算为代表的信息技术蓬勃发展。依托技术优势，互联网也对金融业进行了改造，互联网金融行业迅速发展。同时，互联网金融助力“三农”，对普惠金融和扶贫工作的开展具有极为重要的战略作用。2016年中央一号文件正式提出，“引导互联网金融、移动金融在农村规范发展”。“三农”互联网金融大有可为。
目前，国内现有的研究对互联网金融在“三农”领域的发展缺乏深入研究，尤其是定量研究。本书从发展现状、理论基础、政策含义三个方面，对互联网金融对我国“三农”事业发展的意义、互联网金融发展现状及其未来发展趋势、互联网金融在“三农”领域应用的理论与实证、“三农”金融与互联网金融的契合、支持“三农”互联网金融发展的政策需求、“三农”互联网金融消费者权益保护、“三农”互联网金融参与精准扶贫等进行了分析。本书还根据微观数据以及具体案例，对“三农”互联网金融发展的重点领域、区域特征以及发展过程中所遇到的具体问题等进行了探讨。
本书的创新之处在于，首次对互联网金融切入“三农”的理论与实践问题进行分析，对“三农”互联网金融的消费者权益保护、互联网金融参与精准扶贫等问题进行了深入分析。本书还依据翼龙贷提供的数十万农户的数据，对“三农”互联网金融的规模、模式、路径等进行总结，为互联网金融的发展提供新方向。
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