中国金融科技运行报告（2022）

《中国金融科技运行报告（2022）》系国家金融与发展实验室、中国社会科学院金融研究所与金融科技50人论坛联合推出的系列年度报告的第五本。报告旨在系统分析国内外金融科技创新与发展状况、演进动态与市场前景，充分把握国内外金融科技领域的制度、规则和政策变化，不断完善金融科技的相关理论基础与研究方法。

报告主要包括五个部分。一是深入分析当金融拥抱科技时，究竟有哪些“科技”需要关注。围绕大数据技术、人工智能技术、互联技术、分布式技术、安全技术等，“技术篇”从基础技术及其应用层面着手，针对相关技术类别，进行理论探讨与动态跟踪。二是技术创新早已成为金融变革的主线，只是在新形势下才趋于“质变”。由此，“行业篇”从银行业、证券业、保险业、信托业的角度，深入探讨传统金融行业拥抱科技的情况及前景。三是根据金融稳定理事会和巴塞尔委员会的分类方法，金融科技活动主要分为支付结算、存贷款与资本筹集、投资管理等。依托该分类原则，“业务篇”侧重于分析金融科技创新的新模式、新形态。四是金融科技的健康发展离不开对风险与安全的深入思考，风险识别、监管与合规本身就构成金融科技研究的重要领域，“风险篇”试图在此方面弥补现有研究的不足。五是立足全球视野，“比较篇”努力探索金融科技理论、政策与实践的比较研究范式。

报告致力于为金融科技相关监管部门、自律组织及其他经济主管部门提供重要的决策参考，为金融科技企业和金融机构的业务探索提供有效支撑，为金融科技领域的研究者提供文献素材。

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书名：	中国金融科技运行报告（2022）
作者：	杨涛贲圣林杨东宋科刘勇
I S B N：	978-7-5228-0423-1
关键词：	金融科技金融经济大数据
出版日期：	2022-12-01