中国金融科技发展报告（2023）
书 名： 中国金融科技发展报告（2023）
英 文 名： ANNUAL REPORT ON FINTECH DEVELOPMENT IN CHINA （2023）
作 者： 北京金融科技产业联盟
I S B N： 978-7-5228-2877-0
丛 书 名：
金融科技蓝皮书
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关 键 词： 金融科技 数据治理 金融监管
出版日期： 2023-12-01
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中文摘要
《中国金融科技发展报告（2023）》作为金融科技领域前沿性和实践性的专业报告，以中国人民银行《金融科技发展规划（2022—2025年）》为纲领，全面回顾并总结了2022年我国金融科技发展情况，分析新技术在金融领域应用所面临的机遇与挑战，透过实际应用案例，展望全行业未来发展趋势，提出有针对性的意见和建议。
本书主要由五部分构成，分别为总报告、数字技术应用篇、数据要素与基础设施赋能篇、数字金融服务篇和金融科技治理篇。第一部分总报告回顾了我国金融科技发展总体情况，对金融数字化转型工程、金融科技赋能乡村振兴及金融科技创新监管工作进展情况进行了概括，从机制构建、数据资源资产化等方面提出加快数字化转型发展的建议。第二部分数字技术应用篇涵盖分布式数据库、区块链、人工智能、云计算、5G、量子技术等应用于金融场景的典型案例，详细介绍了新技术的发展及其在金融领域的应用情况。第三部分数据要素与基础设施赋能篇，从金融数据共享、融合、治理、安全保护等方面入手，分析数据应用全流程面临的问题与挑战，提出专业的解决方案。第四部分数字金融服务篇结合金融应用场景，介绍数字技术赋能金融敏捷化创新体系、运营中台、服务流程、服务渠道、绿色服务体系、无障碍服务的优秀案例，体现科技驱动和数据赋能金融创新的数字化转型理念。第五部分金融科技治理篇，通过对绿色高可用数据中心、金融网络架设、算力体系布局三个方面的实践情况进行系统分析，梳理数字化转型过程中基础设施升级的思路。
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