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2020年，是全面建成小康社会、实现第一个百年奋斗目标的关键之年，是脱贫攻坚决战决胜之年，是“十三五”规划收官之年，也是谋划“十四五”规划承上启下的关键一年。以习近平同志为核心的党中央高度重视数字化发展，明确提出数字中国战略。党的十九届五中全会通过的《中华人民共和国国民经济和社会发展第十四个五年规划和2035年远景目标纲要》（以下简称《纲要》），明确提出要“加快数字化发展”，并对此做出了系统部署。这是党中央站在战略和全局的高度，科学把握发展规律，着眼实现高质量发展和建设社会主义现代化强国做出的重大战略决策。《纲要》提出，发展数字经济，推进数字产业化和产业数字化，推动数字经济和实体经济深度融合，打造具有国际竞争力的数字产业集群。这为“十四五”时期我国数字经济发展指明了方向。

2020年3月4日，中央政治局常务委员会会议强调，加快推进国家规划已明确的重大工程和新型基础设施建设，加快5G网络、数据中心等新型基础设施建设进度。这是继2018年中央经济工作会议、2019年两会政府工作报告、2020年2月21日中央政治局会议之后，再次强调新型基础设施建设（以下简称“新基建”）的重要性。“新基建”是一种以新发展理念为引领，以技术创新为驱动，以信息基础设施、融合基础设施和创新基础设施为主要内容，面向社会经济高质量发展需要，提供数字转型、智能升级、融合创新等服务的基础设施体系。

金融科技将成为我国金融机构的“新基建”，顺应数字化、智能化发展的趋势要求，以新发展理念为引领，以数据要素为底层驱动，面向金融高质量发展要求建设新型基础设施体系，为加快构建以国内大循环为主体、国内国际双循环相互促进的新发展格局贡献力量。

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课题组成员：国家开发银行

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课题组成员：国家开发银行

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课题组成员：国家开发银行

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课题组成员：埃森哲（中国）有限公司

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课题组成员：中国农业银行股份有限公司

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课题组成员：中国农业银行股份有限公司

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课题组成员：中国农业银行股份有限公司

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课题组成员：中国农业银行股份有限公司

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课题组成员：中国农业银行股份有限公司

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课题组成员：中国农业银行股份有限公司

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课题组成员：兴业数字金融服务（上海）股份有限公司

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课题组成员：兴业数字金融服务（上海）股份有限公司

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课题组成员：兴业数字金融服务（上海）股份有限公司

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课题组成员：兴业数字金融服务（上海）股份有限公司

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课题组成员：中国信息通信研究院

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课题组成员：中国信息通信研究院

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课题组成员：中国信息通信研究院

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课题组成员：中国工商银行股份有限公司

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课题组成员：中国工商银行股份有限公司

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课题组成员：中国工商银行股份有限公司

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课题组成员：建信金融科技有限责任公司

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课题组成员：华为技术有限公司

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课题组成员：上海热璞网络科技有限公司

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课题组成员：上海热璞网络科技有限公司

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课题组成员：上海热璞网络科技有限公司

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课题组成员：中国银行股份有限公司

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课题组成员：中国银行股份有限公司

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课题组成员：牛津大学

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课题组成员：上海跬智信息技术有限公司

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课题组成员：上海跬智信息技术有限公司

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课题组成员：百度网讯科技有限公司

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课题组成员：百度网讯科技有限公司

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课题组成员：百度网讯科技有限公司

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课题组成员：招商银行股份有限公司

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课题组成员：平安银行股份有限公司

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课题组成员：平安银行股份有限公司

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课题组成员：亚马逊（中国）投资有限公司

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课题组成员：亚马逊（中国）投资有限公司

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